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Security Issue s In Ecommerce

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The easy access to critical information and the susceptibility of security systems trap these fraudsters to these smaller stores that are engaging into ecommerce. Cmpbell et al (2010, p37) estimates that 90 per cent of credit card safety compromises in the ecommerce industry originate from Level 4 Merchants (ecommerce websites that process fewer than 1 million total card payment dealings and less than 20,000 ecommerce dealings in a year. A a small business, i is important to understand the reasons that may lead a person may hack into site.

Tis knowledge may help one know whether they could be targeted and therefore take precautions to ensure their site is safe from potential threats. Tere are four main reasons that motivate fraudsters into hacking to ecommerce sites: Te most common reason is to steal money through fraud. Faudsters study an ecommerce site and capitalise on the security loopholes they come across. Te fraudsters may steal money directly from the business or from clients as they commit transactions. Te second reason is revenge. Frmer employees or potential employees who employment opportunities may decide to revenge against the company by attacking its site.

Tey are usually problematic because they already have some knowledge about how the system works. Sall businesses may often face this threat because they keep hiring and firing personnel. Tirdly, sbotage may also be another reason. Sbotage in this context is a deliberate act of malice against unauthorised information. Tere are individuals who hack to challenge themselves or simply for fun. Fnally, idustrial or political espionage can be a security issue of concern. Tere is authorised get access to highly sensitive information.

Fr small organisations, bgger firms in the same line of business may ‘invest’ in acquiring their information for financial gains, o to steal new business ideas. Mlicious code is the main threat facing all ecommerce systems according to Botha et al (2007, p They are also known as malware. Tey come in the form of viruses, Tojan horses, wrms and bad applets. Vruses may be targeting specific applications or may infect and corrupt files. Sall businesses are more affected by this than bigger established companies.

Ativirus software is sometimes too expensive for small companies to buy and maintain. Sme start-ups do not use antiviruses at. ..

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