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Examining Government Regulations on Unemployment Essay Example

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Examining Government Regulations on Unemployment

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Examining Government Regulations on Unemployment. Hence to expedite the matter, accurate details help. The first benefit check takes 2-3 weeks after the claim is made. Benefits are paid for a maximum of 26 weeks but additional benefits are allowed in high times of unemployment. Such benefits are also subject to federal income taxes and have to be reported on the federal income tax returns. The federal government also provides disaster unemployment assistance (DIA) to individuals whose employment or self-employment has been lost or interrupted as a result of a major disaster declared by the government (USDOL, 2008a). Such individuals must not be receiving the regular unemployment benefits. The other criteria remain the same as regular unemployment benefit seekers.

The regulations laid down by the federal government impact the employer in different ways. The unemployment tax payable by the employer increases if they lay off workers who receive unemployment benefits (Flu, 2008). It has also been found that that undetected, untreated, and poorly treated mental disorders interrupt careers, and this increases unemployment. In fact 90 percent of unemployment rate among adults is among adults with serious mental illness (SAMHSA, 2002). Many of them want to work and could work with some assistance but the nation’s largest program for such people is disability payments.Apart from disability, a very high percentage of people that receive unemployment benefits are those that have battled cancer once and it has been found that cancer survivorship is associated with unemployment. Nearly half of those that survive cancer are under the age of 65 and they are left with physical, social and emotional problems (Gordon, 2009). Employment outcomes can be improved among the cancer survivors through improved clinical and supportive services aimed at better mgmt of symptoms.An individual is expected to spend about 30 percent of his unemployment benefits on the COBRA health care coverage, which is very difficult for the newly unemployed workers as the compensation they receive is an average amount (Families USA, 2009). Because of the high amount of medical insurance, many Americans remain uninsured or run high medical debts and are harassed by collection agents. Thus it forms a vicious circle because unemployment causes more people to remain uninsured. COBRA coverage is unaffordable by most. Examining Government Regulations on Unemployment.

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Reference

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Families USA, 2009, Squeezed! Caught between Unemployment Benefits And Health Care Costs, retrieved online 4 July 2009, from http://www.familiesusa.org/assets/pdfs/cobra-2009.pdf

Gordon, S 2009, One in Three Cancer Survivors on Unemployment Line, retrieved online 4 July 2009, from

http://www.healthfinder.gov/news/newsstory.aspx?docID=624212

PMO, 2008, Filing An Unemployment Claim, retrieved online 4 July 2009, from http://www.ctdol.state.ct.us/progsupt/unemplt/uceligb.htm#Basic Eligibility Requirements

SAMHSA, 2002, High Unemployment and Disability for People with Serious Mental Illness, retrieved online 4 July 2009, from http://mentalhealth.samhsa.gov/publications/allpubs/NMH02-0144/unemployment.asp

USDOL, 2008, State Unemployment Insurance Benefits, retrieved online 4 July 2009, from http://workforcesecurity.doleta.gov/unemploy/uifactsheet.asp

USDOL, 2008a, Disaster Unemployment Assistance, retrieved online 4 July 2009, from http://workforcesecurity.doleta.gov/unemploy/disaster.asp

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