All the arguments described in the work can and should be used by Duck in his conversation with the Chicken Credit Ltd representative. Of course, all arguments and disputes are preferred to be resolved through mutual peaceful agreement, though having these facts and acts in store, Duck has the full right to go to the court and to win the case. The present work displays the necessity for the consumer (in our case, Duck) to know the laws and acts, under which he has his rights, liabilities, and remedies as for the resolving the dispute between him and Chicken Credit Ltd.
The situation is rather argumentative in case Duck does not know the laws, and from the legal point of view, there is nothing contradictory. On the one hand, Duck is wrong in his being delayed with the payment; on the other hand, he has still performed it, with Chicken Credit Ltd rejecting the cheque without any legal basis for this action. Credit relations between creditors and debtors are regulated by a number of laws and acts. The lack of knowledge in this legal area can cause major problems in resolving the disputes connected with consumer protection.
In Duck’ s case, the lack of this knowledge could cause the loss of the TV set, which he possesses on the basis of the agreement with Chicken Credit Ltd. The reasons of such credit company’ s behavior are unknown, though the central issue here is that Chicken Credit Ltd actions are not legal under the law and may be denied through the court if the company does not agree to make up the peace agreement and accept the Duck’ s payment.
As the company has not notified him of the delay in payment immediately after the payment has not been performed, it now has no right to reject it or to sue the consumer for his refusal or inability to pay for the goods he has bought in credit. It is obvious, that the UK laws in the field of consumer protection are regularly amended with the account of current trends, giving both the trader and the consumer opportunities to protect their rights and provide the customers with due service and correct information as for the goods they buy.
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